Used Car Loan
A car of your own, minus the money stress — unlock excellent financing options for your next pre-owned vehicle.
Unlock Best Used Car Loan Offers From Janmudra
Quick, digital & hassle-free
Purpose: Your data is collected exclusively to check your loan eligibility and securely connect you with your chosen lending partner. We process this information strictly in accordance with RBI guidelines to facilitate your application. We do not sell your data, and it is used exclusively to facilitate your loan application.
10K+
CustomersActive users
70+
BanksPartner banks
170
BranchesNationwide
What is a Used Car Loan?
Buying a car is a big commitment, and Janmudra gets that — which is why our Used Car Loan brings flexible, affordable finance to anyone eyeing a second-hand vehicle, keeping the whole purchase free of stress and hassle.
Expect competitive used car loan interest rates and payment plans shaped around your budget. The application takes minutes — apply today and turn that dream car into the one parked outside.
Used Car Loan EMI Calculator
Loan Details
Results
Features & Benefits of Used Car Loan
Competitive Interest Rates
Attractive rates keep the financing affordable and put a pre-owned car within easy reach.
Less Documentation
A short list of simple documents keeps the application quick and friction-free.
Flexible Repayments
Pick the repayment term that fits you best — anywhere from 12 to 48 months.
Simple Application
One easy form, filled from home, is all it takes to get your used car loan online.
— Eligibility —
Used Car Loan Eligibility Criteria
Meeting these simple requirements is all it takes:
Age of the Applicant
Salaried employees between 21 - 60 years; self-employed individuals between 25 - 65 years
Vehicle Age
Most financers lend on cars aged 5-7 years; the car's resale value is also weighed before sanction
CIBIL Score
A credit score of 700 and above is ideal and earns better loan terms
Income
Salaried applicants need a minimum income of 30,000; self-employed applicants need income verified by income tax returns
Documents Required for Used Car Loan
— Documents —
Keep these basics ready for a fast online approval:
How to Apply for a Used Car Loan?
Apply online in just a few simple steps
Step 1
Click on 'Apply Now': One click on the button and you're underway.
Step 2
Fill the Application Form: Add your personal details for a smooth, effortless used car loan application.
Step 3
Upload Documents: Attach the required documents right after the form so verification moves faster.
Step 4
Review and Call: Our executive reviews your submission and schedules a call to guide you through what comes next.
Success Storiesfrom Our Happy Customers
Discover how Janmudra has helped thousands of individuals across India achieve their dreams with seamless used car loan solutions.
Monika
Verified Customer
Mumbai
"I took Janmudra Business loan and my decision was perfectly alright for my business."
Amount
₹5,00,000
Purpose
Business Loan
Rishabh Verma
Verified Customer
Bangalore
"Took Medical Loan from Janmudra when my CIBIL was low, and got my loan approved within a day."
Amount
₹7,50,000
Purpose
Medical Loan
Priyanka
Verified Customer
Delhi
"They are providing quick financial aid services and even have a portal to track the loan process."
Amount
₹12,50,000
Purpose
Wedding Loan
Akash
Verified Customer
Bangalore
"Just got my personal loan worth Rs. 5 lakh disbursed within a day."
Amount
₹5,00,000
Purpose
Personal Loan
Pooja
Verified Customer
Bangalore
"Taking Business Loan has become easier with Janmudra thanks to their transparent services."
Amount
₹5,00,000
Purpose
Business Loan
Serving Used Car Loan Across India
On the ground in every major city, with instant used car loan support built around your growth.
New Delhi
Maharashtra
West Bengal
Tamil Nadu
Karnataka
Telangana
Odisha
RajasthanBihar
Uttar Pradesh
Punjab
Madhya PradeshJoin 50,000+ happy customers served across India
Frequently Asked Questions
Everything you need to know about Used Car Loans from Janmudra.