Credit Card

Apply for a credit card and enjoy the flexibility of making seamless transactions, exclusive rewards and vouchers — online and in store — along with an attractive interest rate and flexible EMIs to manage your expenses efficiently.

Make your life more rewarding with a credit card now!

Apply for Credit Card

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Benefits

The Benefits of Our Credit Card

Convenience

We are heading towards a cashless society. A plastic card through which you can pay for anything. Also, you can link your credit card to the digital wallet and pay with your phone.

Interest-Free Period

A Credit Card comes with a grace period between purchase and payment (could be up to 50 days) during which the bank does not charge any interest. This is a perfect example of buy now and pay later.

Rewards and Cashbacks

A credit card offers rewards like free shopping trips or flight tickets. You can get cashback on payments done by a credit card.

Track and Pay for your Expenses

Credit cards come with an added advantage for users. You can easily track the expenses of your month and pay bills without missing them.

EMI Payments

A credit card allows you to make big purchases by offering an EMI facility. It lets you convert your bill amount into manageable monthly installments or EMIs.

Improve your Credit Score

Using credit cards strategically can strengthen your credit score. Use your credit card regularly to pay your bills and make your repayments on time before the due dates.

Documents Required to Get the Credit Card

Age ProofTenth standard school certificate, Birth certificate, Passport, or Voter ID card for the age proof.
Identity ProofYou can present either an Aadhaar card, PAN card, Driving license, Voter ID card, or Passport.
Address ProofYou can present an Aadhaar card, PAN card, Driving license, Voter ID card, or Passport as proof of address.
Income ProofAs income proof you should have the latest payslip, Form 16, or Income tax (IT) return.
PAN CardPAN card photostat is a mandatory document for the Credit Card.
Form 60In some cases you should submit Form 60.
Simple Online Process

Process of Getting a Credit Card

01

Choose your Credit Card

Choose the credit card as per your requirements — for example shopping, travelling, business, etc.

02

Upload Documents

The documents required for a Credit Card: Identity Proof, Address Proof, and Income Proof.

03

Activate Credit Card

You will get the credit card at your address. Activate the card by setting up the PIN.

Find the Answers to Your Credit Card Questions Here

Credit card interest rates typically range from 9% to 42% per annum depending on the card type and usage — but paying your full bill within the grace period means no interest at all.
Customer Stories

Feedback From Our Valued Customers

Discover how Janmudra has helped customers easily apply for and choose the right credit card for their needs.

Rajeev

Verified Customer · India

Thanks to Janmudra's expertise, I now have a Credit Card that offers great benefits and rewards. Their attention to detail and dedication to customer satisfaction truly made a difference.

Saksham

Verified Customer · India

I highly recommend Janmudra for anyone considering a Credit Card. Their professionalism and commitment to excellence made the application process simple and enjoyable.

Divyanshu

Verified Customer · India

Thanks to Janmudra's efficient assistance, I now have a Credit Card tailored to my needs. Their seamless process made it easy to apply, and I'm excited to explore the benefits!

Himanshi

Verified Customer · India

The streamlined process offered by Janmudra made applying for a Credit Card a breeze. Their support made all the difference, and I'm confident I've made the right choice!

Ashish

Verified Customer · India

I'm grateful to Janmudra for simplifying the application process for a Credit Card. Their user-friendly platform made it easy to navigate, and I'm excited to start using my new card!

Meenakshi

Verified Customer · India

Choosing a Credit Card through Janmudra was a smart move. Their platform gave me the privilege of exploring a wide range of options tailored to my needs and preferences.