Unsecured Business Loan
Take your business to new heights without letting money become the obstacle — get a business loan with zero collateral through Janmudra.
Apply for Unsecured Business Loan
Quick, digital & collateral-free
Purpose: Your data is collected exclusively to check your loan eligibility and securely connect you with your chosen lending partner. We process this information strictly in accordance with RBI guidelines to facilitate your application. We do not sell your data, and it is used exclusively to facilitate your loan application.
10K+
CustomersActive users
70+
BanksPartner banks
170
BranchesNationwide
What is a Unsecured Business Loan?
An unsecured business loan — sometimes called a signature loan — is credit that banks and NBFCs extend without asking for any collateral, sanctioned on minimal documentation. The whole journey can run online: upload your papers on the portal and the amount is disbursed quickly.
When there is no asset to pledge, going unsecured is the smarter route to keep a business running, though the rate sits slightly above a secured loan. Because approval rides on your creditworthiness, a CIBIL score above 700 is expected — keep it healthy to lift your approval odds.
Features & Benefits of Unsecured Business Loan
No Collateral
The loan is completely collateral-free, so no security of any kind is needed to file an application.
Easy Application Process
Applying takes only a few minutes — go online at Janmudra and enter the basic details the form asks for.
Minimal Documentation
Just KYC papers, the company's financials and registration details are enough to put in an application.
Fast Amount Disbursal
Approval and credit of the sanctioned amount can both happen within hours — often inside a single day.
Flexible Repayment
Shorter tenures and adaptable repayment plans let the loan move in step with your business cash flow.
Online Process
Apply, upload documents and follow your loan status end-to-end online — no branch visit ever required.
Credit-Based Approval
Lenders judge the application on your business's credit strength and financial health, not on pledged assets.
Multiple Lender Options
Pick from a wide spread of banks and NBFCs, each offering its own terms for unsecured business credit.
How to Apply for a Unsecured Business Loan?
Apply online in just a few simple steps
Step 1
Head to Janmudra and submit your unsecured business loan application online.
Step 2
Complete the documentation digitally right on the portal.
Step 3
Receive approval and have the amount disbursed within hours.
Documents Required for Unsecured Business Loan
— Documents —
Keep these basics ready for a fast online approval:
Unsecured Business Loan EMI Calculator
Loan Details
Results
Types of Unsecured Business Loans forEvery Life Need
Whatever the moment calls for, there is a flexible, fast option built to back it.
Working capital requirements
Keep daily operations funded when routine cash needs outpace incoming revenue.
Learn MoreInventory purchase
Stock up on goods or raw materials ahead of demand without draining reserves.
Learn MoreBusiness expansion
Open new outlets or scale operations the moment the opportunity arrives.
Learn MoreCompare Unsecured Business Loan Offers from Our Top Lenders
Rates, tenures and charges vary between lenders and states — compare through Janmudra without touching your credit score.
| Bank/NBFCs | Interest Rate | Key Features |
|---|---|---|
| Janmudra | 14.00% p.a. | Quick approval, minimal documentation |
| Axis Bank | 14.95% - 19.20% p.a. | Flexible tenure, no collateral |
| Bajaj Finserv | 9.75% - 30% p.a. | Fast disbursal, online process |
| HDFC Bank | 10% - 22.50% p.a. | Competitive rates, multiple options |
| Kotak Mahindra Bank | 16% - 26% p.a. | Quick processing, digital approval |
| IDFC First Bank | 10.50% p.a. onwards | Lowest rates, flexible repayment |
| Tata Capital | 12% p.a. onwards | Trusted lender, customized solutions |
| NeoGrowth Finance | 19% - 24% p.a. | Specialized for SMEs, quick approval |
| Lendingkart | 12% - 27% p.a. | Digital platform, minimal paperwork |
Success Storiesfrom Our Happy Customers
Discover how Janmudra has helped thousands of individuals across India achieve their dreams with seamless unsecured business loan solutions.
Monika
Verified Customer
Mumbai
"I took Janmudra Business loan and my decision was perfectly alright for my business."
Amount
₹5,00,000
Purpose
Business Loan
Rishabh Verma
Verified Customer
Bangalore
"Took Medical Loan from Janmudra when my CIBIL was low, and got my loan approved within a day."
Amount
₹7,50,000
Purpose
Medical Loan
Priyanka
Verified Customer
Delhi
"They are providing quick financial aid services and even have a portal to track the loan process."
Amount
₹12,50,000
Purpose
Wedding Loan
Akash
Verified Customer
Bangalore
"Just got my personal loan worth Rs. 5 lakh disbursed within a day."
Amount
₹5,00,000
Purpose
Personal Loan
Pooja
Verified Customer
Bangalore
"Taking Business Loan has become easier with Janmudra thanks to their transparent services."
Amount
₹5,00,000
Purpose
Business Loan
Serving Unsecured Business Loan Across India
On the ground in every major city, with instant unsecured business loan support built around your growth.
New Delhi
Maharashtra
West Bengal
Tamil Nadu
Karnataka
Telangana
Odisha
RajasthanBihar
Uttar Pradesh
Punjab
Madhya PradeshJoin 50,000+ happy customers served across India
Frequently Asked Questions
Everything you need to know about Unsecured Business Loans from Janmudra.