Solar Loan
Cut your electricity bills and your carbon footprint in one move — take a solar loan at competitive rates and say yes to sustainability with Janmudra.
Apply for Solar Loan
Quick, digital & hassle-free
Purpose: Your data is collected exclusively to check your loan eligibility and securely connect you with your chosen lending partner. We process this information strictly in accordance with RBI guidelines to facilitate your application. We do not sell your data, and it is used exclusively to facilitate your loan application.
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CustomersActive users
70+
BanksPartner banks
170
BranchesNationwide
Solar Loan EMI Calculator
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What is a Solar Loan?
Solar loans back the green transition: banks and financial institutions fund the purchase and installation of solar panels so people can move off the grid without the sting of a heavy upfront cost.
The financing covers panels and installation, repaid through affordable EMIs over an extended period. Electricity savings begin immediately, while flexible tenures keep the repayment burden light.
Features & Benefits of Solar Loan
Cost Efficiency
Solar finance splits the steep installation cost into manageable monthly payments.
Ownership Benefits
The panels are yours outright, and the long-term savings come with them.
Instant Savings
Electricity bills start shrinking from the very first day the panels go up.
Environmental Impact
Every unit of solar power trims your carbon footprint and greens the planet.
Low Interest Rates
Rates starting at 7.00% keep the overall cost comfortably within budget.
Flexible Tenures
Repayment stretches conveniently across 5 to 15 years.
Prompt Approval
Dedicated solar rooftop loan products make sign-off quick and painless.
Compare Solar Loan Offers from Our Top Lenders
Rates, tenures and charges vary between lenders and states — compare through Janmudra without touching your credit score.
| Banks and Solar Financing Companies | Interest Rates (per annum) |
|---|---|
| State Bank of India | Starting at 6.75% |
| Bank of India | Starting at 7.00% |
| Punjab National Bank | Starting at 9.40% (fixed rates decided as per CIBIL score) |
| Canara Bank | Starting at 6.90% |
How to Apply for a Solar Loan?
Apply online in just a few simple steps
Step 1
Open the Janmudra website and find Solar Loans under the Loans tab.
Step 2
Click Apply Now, fill in your details and submit the application with documents.
Step 3
Await approval — then get those solar panels installed.
— Eligibility —
Solar Loan Eligibility Criteria
Meeting these simple requirements is all it takes:
Age
Applicants must be between 18 to 65 years old
Income
A minimum monthly income of Rs. 25,000 is required for approval
Employment
Both salaried and self-employed individuals are eligible; salaried applicants with stable incomes are given priority
CIBIL Score
A CIBIL score of 750 or above is required for approval
Documents Required for Solar Loan
— Documents —
Keep these basics ready for a fast online approval:
Success Storiesfrom Our Happy Customers
Discover how Janmudra has helped thousands of individuals across India achieve their dreams with seamless solar loan solutions.
Monika
Verified Customer
Mumbai
"I took Janmudra Business loan and my decision was perfectly alright for my business."
Amount
₹5,00,000
Purpose
Business Loan
Rishabh Verma
Verified Customer
Bangalore
"Took Medical Loan from Janmudra when my CIBIL was low, and got my loan approved within a day."
Amount
₹7,50,000
Purpose
Medical Loan
Priyanka
Verified Customer
Delhi
"They are providing quick financial aid services and even have a portal to track the loan process."
Amount
₹12,50,000
Purpose
Wedding Loan
Akash
Verified Customer
Bangalore
"Just got my personal loan worth Rs. 5 lakh disbursed within a day."
Amount
₹5,00,000
Purpose
Personal Loan
Pooja
Verified Customer
Bangalore
"Taking Business Loan has become easier with Janmudra thanks to their transparent services."
Amount
₹5,00,000
Purpose
Business Loan
Serving Solar Loan Across India
On the ground in every major city, with instant solar loan support built around your growth.
New Delhi
Maharashtra
West Bengal
Tamil Nadu
Karnataka
Telangana
Odisha
RajasthanBihar
Uttar Pradesh
Punjab
Madhya PradeshJoin 50,000+ happy customers served across India
Frequently Asked Questions
Everything you need to know about Solar Loans from Janmudra.