Travel Loan
Turn travel dreams into boarding passes — Janmudra's holiday loan puts your dream destination within reach, minus the money stress.
Apply for Travel Loan
Quick, digital & hassle-free
Purpose: Your data is collected exclusively to check your loan eligibility and securely connect you with your chosen lending partner. We process this information strictly in accordance with RBI guidelines to facilitate your application. We do not sell your data, and it is used exclusively to facilitate your loan application.
10K+
CustomersActive users
70+
BanksPartner banks
170
BranchesNationwide
Travel Loan EMI Calculator
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What is a Travel Loan?
A travel loan — also called a holiday or vacation loan — is a personal loan built for trip expenses: airfare, hotels, sightseeing, travel insurance and everything in between. Being unsecured with minimal paperwork and fast approval, it suits planned itineraries and last-minute getaways alike.
Family holiday, solo adventure or international escape — Janmudra gets funds to you instantly with flexible repayment and competitive rates, so the journey stays on your mind, not the finances.
Features & Benefits of Travel Loan
Loan Amount
Borrow up to ₹40 lakh for your trip, based on your income and vacation budget.
Tenure
Spread repayment over flexible periods of up to 72 months, at your own pace.
Transparent Process
Clear terms at every step and zero hidden charges along the way.
24/7 Application
The secure online portal accepts your application any time, from anywhere.
Dedicated Support
Our experts stay with you from the first form to final disbursal.
— Eligibility —
Travel Loan Eligibility Criteria
Meeting these simple requirements is all it takes:
Age
Indian resident aged 23–65 years
Employment
Salaried or self-employed professional with a stable income
Monthly Income
₹22,000+ mostly (varies by profile)
Credit Score
CIBIL score of 750+ preferred but not mandatory
Documentation
Basic KYC and income documents for verification
Documents Required for Travel Loan
— Documents —
Keep these basics ready for a fast online approval:
How to Apply for a Travel Loan?
Apply online in just a few simple steps
Step 1
Apply Online: Complete the travel loan form on the Janmudra website.
Step 2
Get a Call: An executive reaches out and guides you through what comes next.
Step 3
Upload Documents: Share your KYC, income proof and bank details digitally.
Step 4
Track Status: Follow your application's progress on the Janmudra portal whenever you like.
Step 5
Receive Funds: Post-approval, the amount lands in your bank account — often within hours.
Compare Travel Loan Offers from Our Top Lenders
Rates, tenures and charges vary between lenders and states — compare through Janmudra without touching your credit score.
| Bank/NBFC | Interest Rate (p.a.) | Loan Amount | Tenure | Special Features |
|---|---|---|---|---|
| HDFC Bank | 10.90%–25% | Up to ₹40 lakh | Up to 60 months | Instant funds, insurance cover, flexible tenure |
| ICICI Bank | 10.85%–16.65% | ₹50,000–₹50 lakh | 12–72 months | Instant approval, multiple application channels |
| Axis Bank | 11.25% onwards | ₹50,000–₹40 lakh | 12–84 months | Quick disbursal, EMI calculator, pan-India access |
| IndusInd Bank | 10.49% onwards | Up to ₹5 lakh | Up to 72 months | 100% paperless, instant approval |
| IDFC First Bank | 10.70% onwards | Up to ₹10 lakh | Up to 60 months | Instant online process, extended tenure |
Types of Travel Loans forEvery Life Need
Whatever the moment calls for, there is a flexible, fast option built to back it.
Travel Loan Interest Rate & Applicable Charges
The charges that apply across different parts of the loan are tabled below:
| Particulars | Charges |
|---|---|
| Lowest rates | IndusInd Bank (10.49%), IDFC Bank (10.70%), ICICI Bank (10.85%) |
| Flexible tenures | Up to 84 months (Axis Bank) |
| High loan amounts | Up to ₹50 lakh (ICICI Bank), ₹40 lakh (HDFC, Axis) |
| Instant approval | Most banks offer digital, paperless applications with instant approval and disbursal for eligible profiles |
Frequently Asked Questions
Everything you need to know about Travel Loans from Janmudra.
Success Storiesfrom Our Happy Customers
Discover how Janmudra has helped thousands of individuals across India achieve their dreams with seamless travel loan solutions.
Monika
Verified Customer
Mumbai
"I took Janmudra Business loan and my decision was perfectly alright for my business."
Amount
₹5,00,000
Purpose
Business Loan
Rishabh Verma
Verified Customer
Bangalore
"Took Medical Loan from Janmudra when my CIBIL was low, and got my loan approved within a day."
Amount
₹7,50,000
Purpose
Medical Loan
Priyanka
Verified Customer
Delhi
"They are providing quick financial aid services and even have a portal to track the loan process."
Amount
₹12,50,000
Purpose
Wedding Loan
Akash
Verified Customer
Bangalore
"Just got my personal loan worth Rs. 5 lakh disbursed within a day."
Amount
₹5,00,000
Purpose
Personal Loan
Pooja
Verified Customer
Bangalore
"Taking Business Loan has become easier with Janmudra thanks to their transparent services."
Amount
₹5,00,000
Purpose
Business Loan
Serving Travel Loan Across India
On the ground in every major city, with instant travel loan support built around your growth.
New Delhi
Maharashtra
West Bengal
Tamil Nadu
Karnataka
Telangana
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Uttar Pradesh
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Madhya PradeshJoin 50,000+ happy customers served across India